There have been numerous reports in the national media over recent weeks about impending doom for the property market courtesy of the global credit crunch.

But what is really happening on the streets of Medway? Are homeowners panicking about plummeting prices, or is it a secret blessing for those previously unable to get on the property ladder as prices spiralled out of control?

Whether you're a first time buyer, buy-to-let investor or an estate-agent harking back to the golden days of 2006 we want to hear from you. Click on the SpeakOut below to join the debate.