Are you heading off on holiday soon and worried Brexit will derail your travel insurance?
Unlike parliament, there are clear answers to put travellers at ease.
Brexit stands at a crossroads.
The parties are gearing up for a general election campaign after MPs voted for a December 12 poll.
British Prime Minister Boris Johnson is hopeful that the election result will give him a fresh mandate for his Brexit deal and break the current deadlock, which has led to the UK's exit being further delayed to January 31.
Whether a deal with Europe is reached or not remains to be seen along with any possible impact on trade, border control and travel.
But what does this all mean for your travel insurance, particularly those who have holidays or business trips booked in advance.
With most trusted travel insurance companies, cover will be the same and travellers will receive the same levels of service and care.
“If you have, or are taking out a policy with Staysure, then Brexit should have no impact on the validity of your travel insurance policy,” said Julian Kearney, who is CEO of Staysure.
“That includes our Single Trip and Annual Travel Insurance policies for UK residents.
“If you’re concerned about a specific scenario, then it’s worth checking your policy documents carefully to see what is and isn’t covered by your chosen level of cover.”
At the moment there seems to be no lack of holidays being booked for 2019 in Europe by UK Residents and Brits are not put off by all the shenanigans in London and Brussels.
British nationals may want to take extra precautions after Brexit when they travel to Europe, like making sure they take out a travel insurance policy that has End Supplier Failure which adds protection for the collapse of EU suppliers to UK travellers as well as Travel Disruption which covers for unforeseen delays.”
“The way that we travel to Europe will inevitably change over the next few months and for some people, this may feel daunting,” continued Julian Kearney.
“But when it comes to travel insurance for Brits and the services that we provide at Staysure, I’m pleased to say that it’s business as usual.
“No matter what Brexit deals are agreed, having comprehensive travel insurance is still highly advised by the Government for European travel.”
One of the biggest questions from travellers is whether their European Health Insurance Card (EHIC) will still be valid.
At the moment, nobody can know for sure if Britons will still be entitled to use the card in EU countries, with the only exceptions being Ireland and Spain.
“Although the British government’s advice on having comprehensive travel insurance is unlikely to change, we know that add-on travel insurance or additional perks from their banks may actually not provide you with proper protection when you’re older or if you have medical conditions,” he added.
“Some may see this seemingly free insurance as being slightly less risky when combined with the ‘safety-net’ of having an EHIC to use in Europe.
“If EHIC or other reciprocal healthcare arrangements aren’t agreed as part of Brexit, emergency medical treatment in Europe will be a lot more expensive for Brits.
“With the uncertainty over EHIC for Brits as a result of Brexit, it’s likely that more Brits will find out the hard way whether they’ve inadvertently undercovered themselves.”
With up to 50,000 5-star reviews on Trustpilot, Staysure offers up to £15,000 on cancellations*, unlimited medical expenses, no upper age limits on their polices as well as pre-existing medical condition cover.
Staysure can tailor travel insurance policies to suit the individual needs of customers and also offer optional extras for cruise, golf and winter sports holidays.
“We strongly believe that travel insurance is worth doing right.
“For us, that means taking the time to make sure that our customers understand the need to cover their pre-existing medical conditions and to tailor a policy to their travel needs.”
“We hope that because of the support we offer our customers, they can still go on holiday knowing that even if the worst happens, that they’ll be covered.”
For more information, visit the official website by clicking here or telephone Staysure direct on 0800 069 6167.
*Available on comprehensive policies only, subject to medical screening and not available online